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Legal / Disclaimer

Investment Disclaimer

Last updated: 1 June 2025  |  Effective date: 1 January 2024

1. General Information Only

The information provided on marketkoala.shop and through MarketKoala's research publications, market commentary, consultation services, and educational materials is general in nature only. It has been prepared without taking into account your personal objectives, financial situation, or needs.

Before acting on any information provided by MarketKoala, you should consider whether it is appropriate for your circumstances and seek independent financial advice from a licensed financial adviser. MarketKoala does not guarantee the accuracy, completeness, or currency of any information on this website.

2. Not Personal Financial Advice

Unless expressly stated in a formal Statement of Advice (SOA) or Record of Advice (ROA) prepared under a licensed advice engagement, nothing on this website constitutes personal financial product advice under the Corporations Act 2001 (Cth).

Our research reports, sector analyses, market overviews, and commentary are intended for educational and informational purposes. They should not be relied upon as a substitute for professional advice tailored to your individual circumstances. Any examples, case studies, or portfolio illustrations are hypothetical and do not represent actual client outcomes.

3. Investment Risks

All investments carry risk. The value of investments and the income derived from them can go down as well as up. Past performance is not a reliable indicator of future performance. You may not recover the amount of your original investment, and you may lose some or all of your invested capital.

Specific risks associated with investing in financial markets include but are not limited to:

  • Market risk: General market movements may adversely affect the value of your investments
  • Currency risk: Investments in international markets are subject to exchange rate fluctuations
  • Interest rate risk: Changes in interest rates may affect bond prices and dividend yields
  • Liquidity risk: You may not be able to sell an investment quickly or at a fair price
  • Concentration risk: Over-exposure to a single sector, company, or geography increases vulnerability
  • Regulatory risk: Changes in government policy, taxation, or regulation may impact investment returns

You should carefully consider your risk tolerance, investment time horizon, and capacity for loss before making any investment decision.

4. No Guarantee of Returns

MarketKoala does not guarantee any specific investment return, income level, or portfolio performance. Any forward-looking statements, projections, or estimates contained in our materials are based on assumptions that may not prove accurate. Actual results may differ materially from any forecasts or targets presented.

Statistics, performance figures, and key performance indicators displayed on our website (such as market volume, client satisfaction rates, or research output metrics) are provided for illustrative purposes and may be based on aggregated, historical, or estimated data. They should not be interpreted as promises or guarantees of future outcomes.

5. ASX and Market Data

Market data, index levels, sector performance figures, and economic indicators referenced on our website are sourced from third-party data providers and public sources. While we endeavour to present accurate and timely information, we do not warrant the accuracy, completeness, or timeliness of any market data displayed.

ASX market data is provided for informational purposes only and should not be used as the sole basis for investment decisions. Delayed data may not reflect real-time market conditions. Always verify current prices and market information through your broker or financial platform before executing trades.

6. Regulatory Status

MarketKoala Pty Ltd (ABN 84 629 103 471) operates from Level 14, 330 Collins Street, Melbourne VIC 3000. Our regulatory status for the provision of financial services is disclosed in our Financial Services Guide (FSG) where applicable.

If MarketKoala holds an Australian Financial Services Licence (AFSL), the licence number and authorised representative details will be published on our website and in relevant disclosure documents. If we do not hold an AFSL, our services are limited to general advice and educational content, and we will clearly disclose this limitation.

7. Third-Party Links and Content

Our website may contain links to third-party websites, data sources, or external resources. These links are provided for convenience only and do not constitute an endorsement, approval, or recommendation of the linked content. MarketKoala is not responsible for the accuracy, legality, or content of any third-party website or resource.

8. Testimonials and Case Studies

Client testimonials, investor stories, and case studies published on our website represent individual experiences and opinions. They are not necessarily representative of the experience of other clients and do not guarantee similar outcomes. Results vary based on individual circumstances, market conditions, and investment choices.

9. Limitation of Liability

To the fullest extent permitted by law, MarketKoala, its directors, employees, contractors, and affiliates disclaim all liability for any loss or damage (whether direct, indirect, consequential, or otherwise) arising from reliance on information provided through our website or services, including investment losses, lost profits, or opportunity costs.

This disclaimer does not exclude or limit any liability that cannot be excluded or limited under the Australian Consumer Law or other applicable legislation.

10. Contact

If you have questions about this disclaimer or require clarification about the nature of our services, please contact us:

MarketKoala Pty Ltd
Level 14, 330 Collins Street, Melbourne VIC 3000, Australia
Email: info@marketkoala.shop
Phone: +61 3 9010 4588